The First-Time Homebuyer Guide
Everything a first-time buyer needs, in the order it happens. Nine chapters covering money, mortgage, search, offer, inspection, and closing day.
Practical advice, helpful tools, and trusted guidance for buying, selling, improving, and enjoying your home.
70 articles · 6 complete guides · 8 free tools
Every stage of owning a home, organized so you can find the answer without wading through a sales pitch.
Long-form guides that take you through an entire process, chapter by chapter.
Everything a first-time buyer needs, in the order it happens. Nine chapters covering money, mortgage, search, offer, inspection, and closing day.
A start-to-finish seller's guide — what to fix, how to price, how to evaluate offers, and what actually comes out of your proceeds.
What to check, how often, and what it costs — a year-round maintenance system organized by season and by system.
Every task in a move, organized by when to do it — from booking a mover eight weeks out to setting up the first bathroom on arrival day.
The renovations that go well share the same traits: a defined scope, a realistic budget with contingency, a vetted contractor, and finishes chosen before demolition.
What equity is, how it accumulates, the four ways to access it, and how to decide whether borrowing against your home is reasonable.
Buy
Lenders will usually approve you for more than you should spend. Here is how to work out a number that fits your actual life, not just …
Buy
A preapproval turns you from a browser into a buyer. Here is what lenders check, what you need to hand over, and why the difference bet…
Buy
The inspection is your best chance to find out what you are actually buying. Here is how the appointment works, what the report will an…
Buy
Closing costs typically run 2 to 5 percent of the purchase price. Here is what each line item actually pays for, and which ones you can…
Sell
Preparation is the cheapest lever a seller has. Here is a four-week plan covering repairs, decluttering, deep cleaning, and the small f…
Sell
Staging is not decorating. It is editing a home so a stranger can imagine living in it. Here is what actually moves the needle, room by…
Sell
Curb appeal decides whether a buyer walks in expecting to like the house. Most of it is a weekend and a few hundred dollars.
Sell
Everything a seller needs to do, in the order it needs doing — from eight weeks before listing to the day you hand over the keys.
Own
Spring is when winter damage becomes visible and cooling season preparation still costs less than an emergency call. Here is the full l…
Own
Summer is the season for exterior work that needs dry weather — and for catching the pests, humidity, and cooling problems that only ap…
Own
Fall is the highest-leverage maintenance season. What you do in October determines what breaks in January.
Own
Winter maintenance is mostly monitoring and quick response. Here is what to watch weekly, and what to do when the forecast turns severe…
Calculators and checklists that run in your browser. Nothing to sign up for, and nothing is sent to us.
Estimate a complete monthly payment — not just principal and interest, but the taxes, insurance,…
Open toolWork backwards from your income and debts to a realistic price range — and see how the debt-to-i…
Open toolCompare renting and buying over the years you actually plan to stay — including transaction cost…
Open toolEstimate what closing will actually cost — as a buyer or a seller — and how much cash you need o…
Open toolTurn a rough project cost into a realistic budget — with the design fees, permits, and contingen…
Open toolEstimate what your move will cost across full-service movers, containers, or a rental truck — in…
Open toolA season-by-season maintenance checklist you can work through and check off. It opens to the cur…
Open toolA working checklist of the improvements that support value — including the maintenance items who…
Open toolHeat and humidity expose cooling and moisture problems, and dry weather opens the window for exterior work that cannot wait for autumn.